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There are many advantages to selecting a 6 month car insurance plan when you find that a longer term plan may not be best for you. The cost of a 6 month car insurance plan is not that much higher than a longer term policy and in some cases is the same.

Many companies in the United States are offering 6 month car insurance to people who find themselves unable to afford a one year premium. 6 month car insurance offers the same protection to car owners as the longer term insurance, but allows the owner the flexibility to change insurance companies if they find a lower premium with a different insurer.

There are many reasons that people choose to get 6 month car insurance. They may be using a car that has been borrowed from a friend or family member for a short time they may be transitioning from a relationship that will leave them without insurance suddenly. Or, a parent may want to get 6 month car insurance for a child who is going away to college and will require more coverage in the location of their university.

The premiums for 6 month car insurance are usually higher than for long term insurance. This is because the risk to the insurer is normally greater for individuals who require short term insurance. In most cases 6 month car insurance provides all of the same benefits that long term insurance does including free towing, discounts to events and activities, and at the end of the 6 month car insurance policy a good driver discount.  Read more...

It is important to inspect a classic car before purchase, perhaps more than with newer cars. This is because classic cars have been on the road for long and if you buy without inspecting the car, you may end up spending a lot of money on spare parts because spares for classic cars are not readily available. The inspection should start with the documentation. The VIN should match with the VIN on the paperwork. You want a classic vehicle to be as close to its original state as possible and so if there are any alterations, you should ask for pictures of before and after. You should also go through the scheduled maintenance and the service history.

If the paperwork is okay, start the car to see if it is in good running condition. Check the exhaust of the vehicle to see if there is smoke – smoke is an indication of possible engine problems. Enlist the services of a mechanic to determine whether the engine idle quality while hot and while cold are normal. If there are any noises after you have started the engine, this might be an indication of engine problems. Take the car for a road test and check such things as acceleration, braking, engine noises, engine performance, automatic transmission shifting and noises, manual clutch engagement or slippage, responsiveness and smoothness of the steering, gauge operations, suspension on rough terrain, and gear noise.  Read more...

It is important to inspect a classic car before purchase, perhaps more than with newer cars. This is because classic cars have been on the road for long and if you buy without inspecting the car, you may end up spending a lot of money on spare parts because spares for classic cars are not readily available. The inspection should start with the documentation. The VIN should match with the VIN on the paperwork. You want a classic vehicle to be as close to its original state as possible and so if there are any alterations, you should ask for pictures of before and after. You should also go through the scheduled maintenance and the service history.

If the paperwork is okay, start the car to see if it is in good running condition. Check the exhaust of the vehicle to see if there is smoke – smoke is an indication of possible engine problems. Enlist the services of a mechanic to determine whether the engine idle quality while hot and while cold are normal. If there are any noises after you have started the engine, this might be an indication of engine problems. Take the car for a road test and check such things as acceleration, braking, engine noises, engine performance, automatic transmission shifting and noises, manual clutch engagement or slippage, responsiveness and smoothness of the steering, gauge operations, suspension on rough terrain, and gear noise.  Read more...

‘Do not try this at home’ is the warning that should be stated after each stunt performed on the hit BBC show, Top Gear. This comes after a pensioner’s Reliant Robin was targeted twice in one day, where it is believed that yobs were “recreating a stunt from the motoring show”, according to the Daily Mail website.

The classic Reliant Robin was found by the distressed owner on Sunday night – just two and a half hours after the Top Gear show was broadcast, reports the Telegraph website. The vintage motor suffered a smashed wing mirror, scratched paintwork and damaged one door beyond repair, with a an estimated repair bill of £1,000.

The retired owner of the classic car, who has owned Reliant Robins for 40 years, says he believes the vandals were inspired by the episode of Top Gear where Clarkson repeatedly flips a Reliant Robin on its side and speeds round corners.

“Ridiculous, irresponsible and dangerous”, are the words used to describe the antics of the hit TV show host, who is no stranger to controversy and who describes himself as an “equal opportunities loudmouth”.

The BBC show, which combines extensive fanatic car news with (at times) childish yet amusing stunts, seems to have lost one viewer, but due to the constant entertainment value and high profile guests, I doubt this unfortunate copycat behaviour will hamper the ratings for the Sunday night show.  Read more...

That antique car you got in your garage for so many years needs to be insured, just like any other normal car would be. But, standard policies don’t normally apply to antique cars. They need something different. Most people think that it’s quite hard to get insurance for an antique car, but the truth is that there are a number of companies that offer this service now.

There are a lot of companies that carry options for antique cars, so it shouldn’t be a problem finding something that fits both your budget and your needs. Did you know that most car insurance companies offer classic cars policies now?

If you have a custom or antique car you can probably benefit from the collectors auto insurance plan. Ask a representative from an insurance company for more information and you’ll be able to take the best decision for your case.

You need to find the best balance between the coverage that you need and the price you can afford to pay. The agent will help you with all that. Compared to the past situation, the number of choices when it comes to antique classic car insurance is huge.

You might find higher rates when you look at big companies though, as they’re not specialized on them, but the extra cost is worth it in most cases, because of the extra stability and reputation of that company. There are also a number of companies that are independent and working with car collectors only, though that means that you will need a second company to insure your normal cars.